Which could you forgive?

My spouse created $25,000 in debt over the course to two years. They spent the money on bills and expenses during times of financial hardship, but they never told me about it until recently, when it became apparant that the bills were unmanageable.

My spouse was seeing someone else for several months. They hid texts and phone calls, and lied to me about their whereabouts. They never actually slept with the person, but they were willing to end the marriage over it.