Why do Malayalis always fall prey to investment scams? Who is guilty for this?

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The investors, as they are too greedy
 
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The investors; as they dont do their research
 
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The investors; as their high expectations can be met only by fraud promoters
 
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The Chamber & Trade Association; as they dont educate the market
 
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The Media; as they dont educate the market
 
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The Govt; as they dont check the growth of such promoters
 
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