What is the Cause of the Current Financial Crisis in the US?

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Shortcomings of Free-Market Capitalism
 
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Not Enough Regulations on Banking Authorities
 
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Outsourcing of Jobs / Globalism
 
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The Federal Reserve
 
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The Housing Market Bubble
 
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Trade Deficits with China
 
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Deficit Spending
 
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There is not a Crisis
 
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