2. A greater need to have access to cash for emergencies
3. The need to be prepared for banks acting unscrupulously
4. Serious problems in our economy
5. Serious problems in our country
6. Your ability to meet your financial goals
7. Your personal freedom will be reduced
8. People are more likely to sue you or go bankrupt to take the easy way out
9. That you you do don't have a handle on all the issues
10. That your current advisors are not helpful.