Has anyone heard or had experience with homeowner's insurance premiums NOT go up after a SMALL INSURANCE CLAIM was submitted? A small claim in this instance considered as a claim equal to or below $5000.00. I've spoken to my insurance company and I've done my research online but I'm looking to hear first-hand information, thoughts, or experience from others on Facebook.
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A. I ASSUME the insurance premium would go UP.
B. I ASSUME there'd be NO CHANGE in my insurance cost.
C. I KNOW the insurance premium would go UP.
D. I KNOW the insurance cost would NOT CHANGE even if a small claim was submitted (at least for my homeowner's insurance).
E. I KNOW the insurance cost would NOT CHANGE even if a small claim was submitted (for any homeowner's insurance).
F. I have NO IDEA if my homeowner's premium would go up or not.