Someone has got a big house in a poor condition. He borrows $ 100K from you towards repairment of the house. He says he will then let the house and will be repaying the loan from the rental income. After some time that someone dies and his son takes over. When you ask the son when the loan will be repaid, he says that his late Father was not good at managing the money, the house is in the same poor condition and unfit to be let, so he is not going to honour his late Father's obligations, but he has a deal for you: you lend him another $ 100K, only this time the money will go towards hiring of 5 housekeepers, 3 gardeners, 2 janitors and 2 gatekeepers, and with the rest he will go and gamble. He promises to repay the loan when he wins, and he says he knows for sure he will. What will you do?